Auckland Loans
Unsecured Car Loans
- Borrow up to $75,000
- Fair interest rates from 11.95%*
- Loan terms from 6 months to 7 years
- Affordable monthly payments with flexible loan options
- Same-day approval and payout*
- Easy to understand loan fees
- Personalised interest rates
- Online application process
Auckland Loans
Why It’s Better to Buy With Cash
Shopping for a car is way more fun when you’ve got cash in hand. When you’re shopping with cash, you can pick out any vehicle you want, from anywhere you like, with no conditions!
Some lenders – like banks or vehicle finance providers – impose restrictions on what vehicle you can get, but not Auckland Loans. With us you can enjoy being a cash buyer, which means you could negotiate a better deal!
Whether you want to buy your car from TradeMe, at auction, or from a dealer, it’s all up to you.
That’s the great thing about an unsecured car loan – we simply give you the cash to spend how you like at fair interest rates. A secured car loan, by comparison, means the car itself is used as collateral against the loan, reducing some risk to the lender but reducing some of your freedom of choice.
Get Your Car Loan Today
It feels good to get a great deal on a car loan, but even better when you can get approved the same day!*
At Auckland Loans, we’re all about speed and efficiency. We don’t keep you waiting around for days for your application to be approved.
When you apply for an unsecured loan through us, we can usually have loan approval sorted within 1-2 hours*. If you apply early enough in the day, we may even be able to payout your loan the same day!*
Enjoy competitive rates and excellent service from a friendly, local team with Auckland Loans.
*Subject to responsible lending criteria
Applying For an Unsecured Car Loan
Auckland Loans is a loan broker, meaning that with one quick online application, you can compare rates and repayment options from multiple lenders.
After you apply using our 2-minute online application form, we’ll get in touch with you for some more information before we go to our network of lenders to find you a great deal. Once we’ve got some options, you pick the best one for you.
The great thing about this is that you only have to make one loan application – making multiple loan applications in a short period of time can hurt your credit score, so it’s important to just make one.
We operate 100% online, so there are no appointments to attend or paper forms to fill out – your loan contract is signed electronically. You don’t even have to send in your bank statements – you can give us access via our secure portal!
How Much Can I Borrow?
With an unsecured loan through Auckland Loans, you can borrow up to $75,000.
Need to borrow more? Check out our secured loans, which have limits of up to $150,000.
With our fair interest rates and flexible loan terms, we can structure your loan to make it easy for you to make your monthly repayments.
Not sure which type of loan you need? Get in touch with our friendly team today for a no obligation chat about your personal circumstances.
Car Loans for Bad Credit
Some lenders make it challenging for individuals with poor credit histories to secure a loan. However, we are committed to offering second chances.
If your monthly income is sufficient to manage your loan repayments, we may still be able to help, regardless of your credit score.
We want to understand your unique financial situation and support you every step of the way. With the right loan structure and a second chance, your credit score can improve.
If you’re concerned about your bad credit, simply reach out to our friendly team, and they will guide you through your options.
In most cases, we can find effective solutions for our customers, even those with less-than-perfect credit.
