How to get quick loans: a guide to fast cash lending
When you’re in a tight spot and urgently need cash, the last thing you need is to wait for your loan to be approved.
Some lenders move slowly, making you wait days after putting in your loan application before letting you know if you’re approved.
Not only is this unhelpful, it can be extremely stressful, especially if it’s a financial emergency like your car needing urgent repairs, or needing to travel for a funeral.
However, there are lenders that move quickly to get your loan approved and put the cash in your account.
Keep reading to learn more about how fast loans work and how to obtain one.
What is a fast loan?
A fast loan is a type of loan that is designed to be processed quickly and paid to the borrower in a short amount of time, either the same day or the following day.
These loans are often used for emergency situations or when you need cash urgently.
Fast loans are usually unsecured loans, which means that they don’t require any collateral.
This makes them a convenient option for many borrowers who may not have valuable assets to pledge as security.
Most of Auckland Loans’ lending is unsecured, which is why we’re able to move so quickly: without any assets to get valued, the process of approving an unsecured loan is much faster and simpler.
People come to us for fast loans for a wide range of reasons: debt consolidation, car loans, and personal loans.
No matter what your lending needs, Auckland Loans can help you find a solution.
Bank keeping you waiting? Auckland Loans will get you sorted
If you’ve tried to apply for a loan through a bank, you might know that it can be a slow process.
Several banks have turnaround times of five days for a personal loan, and bank loan applications can take about 30 minutes with lots of questions to answer.
Auckland Loans does things differently.
Recently, one of our loan advisors had a client who was selling their house.
He received a good offer, but upon inspecting the house, the buyer found some problems with the roof that needed to be urgently fixed.
The client didn’t have the funds to get this work done so he could sell his house, so he approached a bank who told him it would take a week to assess his application and another two days to make appointments and get the contract signed.
He couldn’t wait that long, so he applied with Auckland Loans, who were able to get him the funds the very next day.
This is typical of the speed at which we move to get loans approved for our clients, who come to us because we consistently provide quick and easy solutions.
Why Auckland Loans is so fast
Applying for a loan through Auckland Loans is fast and smooth.
Here’s how.
It starts with our simple online 3-minute application form. You give us some basic details and we’ll be in touch soon after to get some more information from you.
Then, we put your application in front of multiple lenders and come back to you with the best offer(s).
We work with you to find the best solution for your lending needs and can help you make a decision that’s right for you.
We then arrange for the loan to be approved and paid into your bank account.
Easy!
Usually we can have applications approved within 1-2 hours*.
*Subject to responsible lending criteria.
The advantage of online loans
One of the reasons Auckland Loans is able to move so quickly is that we’re 100% online.
This means there’s no pesky, time consuming paper forms to fill out, and no appointments you have to attend.
We do everything digitally, including checking your bank statements: you just need to give us access through our portal, and we do the rest.
Being an online loan broker enables us to do what we do best – working fast to find great low-cost loans that work for you – while you carry on with your day.
It’s hassle free lending done the right way.
How much can I borrow with a quick loan?
If you’re looking for fast lending or a same day loan, you probably want an unsecured loan. At Auckland Loans, we can lend up to $75,000 unsecured.
The amount you’ll be able to borrow depends on a number of factors, like your income, credit history and existing debt.
To get an idea of how much cash you could get, use our free online loan calculator to get an estimation.
If you have bad credit history, not to worry. We can usually find solutions for our customers who have a poor credit score. Just get in touch with our friendly team for a free chat about your situation.
