General Savings Tips to Save Money If you’re looking for some great ideas to save money, we’ve put together a few to get you started. They’re easy and you’ll enjoy the benefits quite quickly. Build an emergency fund. It can make all the difference. Low-income families with at least $500 in an emergency fund are […]
Ways to Save Money Read More »
Thinking About A Personal Loan? Applying or thinking about applying for a personal loan for the first time? Before you get started, get to know more about the requirements, options, and process of a personal loan that will help you make the right decision. CONTENTS 1. What is a personal loan? 2. Where can I
Personal Loan Guide Read More »
Some Good Banking Advice Have you ever wondered why banks are so keen to make sure you’ve got a credit card as well as traditional transactions/savings accounts and the like? Then there is insurance, they love selling customers that as well. The more products you have with them the better. WARNING – be mindful of
DON’T bank where you’ve got debts Read More »
Holiday Loans & Tips When was the last time you boarded a plane and got away for a break? Perhaps you have family overseas that you haven’t seen you in ages? Whatever travel funding requirement you have – grab a holiday loan from Auckland Loans and go enjoy yourself. Whether you’re going solo on a
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Let the buyer beware – Caveat Emptor Below is an article that is three years old posted in the Herald. It’s still relevant today about some of the traps associated with these interest free deals out there. In reality, having a fixed term contract where you can’t put something else on top of the contract
Caveat Emptor – Let the buyer beware Read More »
June is the first month of winter in New Zealand, which is a particularly popular time of year for visitors who want to enjoy snow and ski sports. June brings colder weather to much of the country with more rain for most of the North Island. On both North and South islands, the mountain ranges
June Weather – Auckland Read More »
Apply in just 2 minutes and have an answer within 1-2 hours*. Once approved, funds are deposited in your account the same day*.
*Subject to responsible lending checks and lending criteria.
1. Loansmart Limited (FSP #7461, trading as Auckland Loans) holds a Full Class 2 Financial Advice Provider Licence issued by the Financial Markets Authority to provide financial advice, and is a member of Financial Services Complaints Ltd, our FSCL Number is 617.
2. It is free to complete an application. A fee to use our service is only applicable when you enter into a loan arranged by us.
3. *Rates of 9.95% are subject to lending criteria and eligibility. 1-hour approval and same-day payout subject to the applicant meeting our lending criteria and supplying all the information we need to process their application. We do not offer “short-term” loans, the terms offered by our providers range from 6 months to 84 months.
4. Annual Percentage Rate (APR): Also known as the ‘comparison rate’, the APR is calculated by adding together the AIR plus any additional fees that may apply (like establishment fees charged by providers). New Zealand law does not require APR disclosure, but doing so can better highlight borrowing costs.
